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¹Receive a cash bonus when you finance a vehicle purchase or refinance an auto loan from another financial institution with CCU. Auto applications must be submitted between 9/1/2026 and 10/31/2026, and the loan must be funded by 11/30/2026 to qualify. A minimum loan amount of $10,000 is required to receive the cash bonus. Current CCU loans are not eligible for the cash bonus. This offer may not be combined with any other vehicle cash bonus offers. The total amount financed may include proceeds for loan protection coverage such as Guaranteed Asset Protection (GAP), Mechanical Repair Coverage (MRC), and Loan Payment Protection (LPP). The cash bonus will be awarded in the form of a direct deposit to your CCU savings account within 90 business days of the loan funding.

²APR = Annual Percentage Rate. Rates accurate as of: 9/1/2026. Rates are subject to change, and can vary based on creditworthiness, CCU Member discounts, age of vehicle, and terms of the loan. Offer subject to credit approval. Rate applies to 2025 and newer vehicles with a loan term of up to 60 months (based on creditworthiness). Call for rates on older model vehicles. The rate listed includes an additional 0.50% APR discount for buying through our Car Buying Service. To receive this discount, an auto loan must be booked through CCU, and the purchase must be made at a certified dealer through CCU’s Car Buying Service purchasing process. The rate listed also assumes an automatic payment method. Individual rates may vary based on credit score and other factors. An example of payment terms is as follows: an amount financed of $20,000 with an APR of 3.99% and a term of 60 months would have a monthly payment of $368.00, and an APR of 4.49% and a term of 60 months would have a monthly payment of $371.00.

³Offer valid on eligible first mortgage loans only. Home equity loans and HELOCs are not eligible. Application must be submitted between 9/1/2026 and 10/31/2026, and the loan must fund by 12/31/2026. The $500 credit will be applied toward closing costs at closing. Subject to credit approval, membership eligibility, and program eligibility. Offer subject to change without notice. If eligible closing costs are less than $500, the credit will not exceed the actual amount of closing costs incurred.

⁴APR = Annual Percentage Rate. Rates accurate as of: 9/1/2026 and subject to change without notice. All loans are subject to credit approval, membership eligibility, and underwriting guidelines. The advertised rate applies to owner-occupied primary residences and assumes excellent credit, a qualifying loan-to-value (LTV) ratio, and other eligibility requirements. Additional terms, conditions, and restrictions may apply. Contact Consumers Credit Union for complete details. Payment Example: A $200,000 loan at 5.50% interest (5.73% APR) for 180 monthly payments would result in a principal and interest payment of approximately $1,635 per month. This payment example does not include taxes, insurance, or other escrow amounts. Actual payment obligations may be greater.

⁵Receive a cash bonus when you open a new CCU Rewards Checking Account. The account must be opened between 9/1/2026 and 10/31/2026 to qualify. Current CCU checking accounts are not eligible for the cash bonus. May not be combined with any other checking account cash bonus offers. To qualify, the account must remain in good standing through the date the bonus is paid. The cash bonus will be awarded in the form of a direct deposit to your CCU savings account within 90 business days from the account opening date.

⁶APY = Annual Percentage Yield. CCU’s free Rewards Checking account is a tiered rate account based on qualifying activity. For balances from $0.01 - $10,000, the rate is based on qualifying activity and can range from 3.00% - 5.00% APY if minimum qualifications are met. For all tiers, if minimum qualifications are met, balances from $10,000.01 - $25,000.00 earn 0.20% APY and balances $25,000.01 and greater earn 0.10% APY. Please see all terms and conditions on qualifying rate tiers. Fees may reduce earnings. If minimum qualifications are not met, balances will earn 0.01% APY. No minimum balance required. APY is accurate as of 9/1/2026, and may change after the account is opened.

⁷Offer extended to December 31, 2026. This promotion is available for a limited time. New qualifying card members will receive a special introductory rate of 0% APR on purchases for 12 months from account opening. After the 12-month period, the interest rate will revert to the standard card rate. To qualify for the introductory 0% APR balance transfer rate for 12 months, transferred balances must be made within 45 days of account opening. A balance transfer fee of the greater of 3% of the transferred balance or $10 applies to each transferred balance.

⁸APR = Annual Percentage Rate. Fees may be imposed on the account. Rates are variable, based on the published Prime Rate. For new cards, rates will vary based on creditworthiness.

⁹To qualify for the $200 reward, the cardmember must make $1,000 in net new purchases within the first 90 days of account opening. Depending on the card type, eligible rewards will be credited to the account within 2 statement periods as either points, cash back, or a statement credit. Note: Current card members are not eligible for this offer. Closing and reapplying for the same card during the promotional period is prohibited.

¹⁰APY = Annual Percentage Yield. Rates effective as of 8/24/26 and subject to change without notice. Dividends compound daily and are paid monthly. Minimum $250 deposit required to earn stated APY. Fees may reduce earnings. Penalties may apply for early withdrawal. Promotional term certificates are available for a limited time. At maturity, promotional certificates will automatically renew into a standard term certificate unless changes are made during the 10-day grace period. See Truth-in-Savings Disclosure for full details. Federally Insured by NCUA.